BLANK TITLE INSURANCE COMPANY

JOINT AND SEVERAL LIABILITY ENDORSEMENT

Attached to and made a part of Policy Number ___________________________________

This policy is issued contemporaneously with a policy of _________________ in the aggregate total sum of $ ___________ and it is understood and agreed that this Company shall bear only _________ of any loss or damage insured against by these policies, provided, however, that the Company shall be liable jointly and severally with ____________________________ for the first $____________ of loss or damage insured against by these policies and incurred by the insured hereunder, but in the event of loss or damage incurred by the insured aggregating in excess of $__________________ the Company shall have no liability in excess of the greater of:

(i) $___________________

(ii) _________ of such aggregate loss or damage, and in no event shall the Company be liable for contractual damages of more than $_________________ plus costs, attorneys' fees and expenses which the Company may become obligated to pay hereunder.

In witness whereof, the Company has caused this certificate to be signed and sealed as
of the ____ day of ___________ 19___ , to be valid when countersigned by an authorized officer or agent of the Company.

Countersigned:

_____________________
Authorized Officer or Agent

TIRSA JOINT AND SEVERAL LIABILITY ENDORSEMENT (9/1/93)